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保险 — pronunciations, definitions, and tags
Hanzi
Pinyin
English
Tags
保险
bǎoxiǎn
insurance
HSK 5, n, 18 strokes, rank #1570, Hard
保险
bǎoxiǎn
to insure
HSK 5, n, 18 strokes, rank #1570, Hard
保险
bǎoxiǎn
safe
HSK 5, n, 18 strokes, rank #1570, Hard
保险
bǎoxiǎn
secure
HSK 5, n, 18 strokes, rank #1570, Hard
保险
bǎoxiǎn
be sure
HSK 5, n, 18 strokes, rank #1570, Hard
保险
bǎoxiǎn
be bound to
HSK 5, n, 18 strokes, rank #1570, Hard
bǎoxiǎn(bao3xian3)bao xian T3
1insurance
2to insure
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March 24, 2026
保险(保險)bǎoxiǎn(bao3xian3)
保险 (bǎoxiǎn) refers to insurance, a financial product that provides protection against potential future losses or risks. It is commonly used in contexts related to finance, health, and property to ensure safety and security against unforeseen events.
Strokes18Frequency#1570DifficultyHard
Cultural note
In Chinese culture, the concept of insurance is increasingly important as society modernizes, with more people recognizing the need for financial security against health issues and accidents. The rise of health insurance reflects changing attitudes towards personal responsibility and risk management.
Memory tip
Think of 保险 as a 'bao' (包, wrap) that 'xian' (险, danger) protects you from. Visualize wrapping yourself in a protective layer whenever you enter a risky situation, ensuring you are safe and secure.
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AI study notes for 保险
Quick Contrast
保险 (bǎoxiǎn) vs 保证 (bǎozhèng): choose 保险 when referring to insurance coverage, while 保证 refers to a guarantee or assurance.
Usage Notes
A common mistake is using 保险 in contexts where it implies certainty rather than protection, such as saying '我需要保险' (I need insurance) when discussing non-insurance matters. Remember that while it can relate to being 'sure', its primary meaning is about protection against risks.
HSK Study Tips
As an HSK Level 5 word, 保险 connects with other financial vocabulary such as 理财 (lǐcái, financial management) and 投资 (tóuzī, investment). Focus on understanding its use in various contexts, especially in discussions about health and financial security.
Common Mistakes
Learners often confuse 保险 with 保障 (bǎozhàng), which means to guarantee or ensure. For example, saying '我买了保障' (I bought a guarantee) instead of '我买了保险' (I bought insurance) can lead to misunderstandings.
AI-enhanced 2026-03-24
Pronunciation of 保险
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保险 (bǎoxiǎn) refers to insurance, a financial product that provides protection against potential future losses or risks. It is commonly used in contexts related to finance, health, and property to ensure safety and security against unforeseen events.
When to use 保险
A common mistake is using 保险 in contexts where it implies certainty rather than protection, such as saying '我需要保险' (I need insurance) when discussing non-insurance matters. Remember that while it can relate to being 'sure', its primary meaning is about protection against risks.
保险 or something close to it
保险 (bǎoxiǎn) vs 保证 (bǎozhèng): choose 保险 when referring to insurance coverage, while 保证 refers to a guarantee or assurance.
What learners get wrong
Learners often confuse 保险 with 保障 (bǎozhàng), which means to guarantee or ensure. For example, saying '我买了保障' (I bought a guarantee) instead of '我买了保险' (I bought insurance) can lead to misunderstandings.
Write 保险
保
险
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Grammar patterns of 保险
保险 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 6 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.
Exercise 1 of 4
Fill the gap
Type the missing word. Pinyin works; then pick the character.
类似劳埃德____公司的那些丑闻令伦敦名声扫地。
The City's reputation has been sullied by scandals like those at Lloyd's.
Example sentences for 保险 (10)
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1
类似劳埃德保险公司的那些丑闻令伦敦名声扫地。
lèisì láo āi dé bǎoxiǎn gōngsī de nàxiē chǒuwén lìng lún dūn míngshēng sǎo dì。
The City's reputation has been sullied by scandals like those at Lloyd's.
2
他是管理劳埃德保险公司的执行委员会成员。
tā shì guǎnlǐ láo āi dé bǎoxiǎn gōngsī de zhíxíng wěiyuánhuì chéngyuán。
He sits on the executive committee that manages Lloyds.
3
无迹象表明向客户售出了不适用的保险。
wú jìxiàng biǎomíng xiàng kèhù shòu chū le búshì yòng de bǎoxiǎn。
There is no suggestion that clients have been sold inappropriate policies.
